Indio does not publish pricing on its website. Like most enterprise insurance software, you have to go through a demo and sales process to get a quote. Based on what agencies report, here is what Indio actually costs — and how it compares to the alternatives.
Per-seat pricing model
Indio charges per user per month. Pricing varies significantly based on agency size, negotiation, and which modules are included. Independent agencies report prices ranging from $150–$400+ per seat per month, meaning a 3-person agency might pay $450–$1,200+/month.
Acquisition by Applied Systems changed the pricing dynamic
After Indio was acquired by Applied Systems in 2021, agencies that were mid-contract reported price increases at renewal. The acquisition positioned Indio as an upsell into the broader Applied Systems ecosystem — including Applied Epic — which affects how the product is priced and packaged.
Enterprise tier for larger agencies
Larger brokerages and MGAs often negotiate custom enterprise agreements. These accounts get deeper feature sets, dedicated support, and integration with carrier portals — but at pricing that starts well above what small independent agencies see.
No public free trial
Indio does not offer a self-serve free trial. You go through a demo process, then move to a paid contract. For independent agents evaluating options, this means a longer buying process compared to platforms that let you start immediately.