Contractor accounts are some of the most information-intensive submissions in commercial lines. Subcontractor costs, completed operations exposure, certificate requirements, worker classification, and prior loss history — underwriters need all of it, and collecting it by phone takes time. AgencyAssist automates the contractor intake workflow so you spend your time on the submission, not the chase.
GL
→Scope of work — what do they build, install, or repair?
→Annual gross revenue and subcontracted costs
→Subcontractor usage — do they require COIs?
→Completed operations exposure — residential vs commercial
→Additional insured requirements from contracts
Workers Comp
→Payroll by classification code
→Full-time vs part-time employee split
→Subcontractor vs employee determination
→Prior experience modification factor
→OSHA recordable incidents in last 3 years
Commercial Auto
→Vehicle schedule with VINs
→Driver list and MVR history
→Hired and non-owned auto exposure
→Tools and equipment in vehicles
→Send the contractor a branded intake link — they complete it on their phone between jobs
→Contractor-specific template captures subcontractor costs, scope, COI requirements, and loss history automatically
→Separate WC intake captures payroll by class code, officer elections, and EMR upfront
→ACORD 125, 126, and 130 generated from intake data — ready to send to the carrier
→Underwriting summary flags missing fields before you submit — no AI requests
→Renewal pre-fill updates subcontractor costs, revenue, and payroll changes without a full re-intake