Commercial auto insurance covers vehicles used for business purposes — work trucks, delivery vans, service vehicles, and company cars. Personal auto policies exclude business use, so any vehicle primarily used for business needs a commercial auto policy. Commercial auto is also relevant for businesses whose employees drive personal vehicles for work, through hired and non-owned auto coverage.
Any business that owns vehicles — contractors, delivery companies, landscapers, plumbers, HVAC technicians, caterers, healthcare transport, and others — needs commercial auto. Businesses without owned vehicles still need hired and non-owned auto if employees drive personal cars for work. This is one of the most commonly overlooked exposures in small commercial accounts.
Commercial auto submissions require a complete vehicle schedule and driver list — data that involves every vehicle and every person who drives it. AgencyAssist collects the full vehicle schedule, driver information, and violation history through a plain-English intake link. The data is mapped directly into the auto section of your submission summary, generated alongside the application summary, ready to submit. This is a custom summary, not an official ACORD form.
Collect vehicle schedules and driver data through one intake link. Your commercial auto submission summary is generated automatically.